VILAS VISHWANATH KULAL

Business graduate applying computational and technological methods to traditional business subjects

Ujire, IN.

About

Highly analytical Business Administration graduate with First Class Distinction, adept at applying computational and technological methods to complex business challenges. Proven expertise in machine learning, predictive analytics, and econometric modeling, demonstrated through extensive research in cryptocurrency security, consumer behavior, and corporate finance. Eager to leverage strong quantitative skills and research acumen to drive data-driven insights and innovation in forward-thinking organizations.

Work

Balaji Dinasl LineSale

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Field Research and Business Intelligence Analyst

Ujire, Karnataka, India

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Summary

Analyzed customer consumption patterns and brand perception drivers to inform strategic decision-making, utilizing empirical surveys and CRM data to identify recurring market trends.

Highlights

Investigated consumption patterns and brand-perception drivers across 150+ customers, systematizing insights for strategic business applications.

Executed empirical field surveys and CRM-based data collection, applying spreadsheet-based panel and cross-sectional analysis to identify recurring consumption and perception patterns.

Synthesized findings into actionable business intelligence reports, which were adopted for strategic decision-making and informed FMCG survey instrument design.

Developed a deep understanding of customer behavior at the point of sale, translating complex data into clear, concise reports for management.

Volunteer

Campaign Lead

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Best Foundation & National Service Scheme

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Led community service initiatives, organizing blood donation camps and coordinating free tuition for underprivileged students.

Highlights

Organized successful blood donation camps, contributing to community health and welfare initiatives.

Coordinated free tuition provision for underprivileged students, enhancing educational access and support.

Managed campaign logistics and stakeholder engagement, demonstrating leadership and organizational skills in community service.

Education

SDM College (Autonomous), Mangalore University

Mangalore, Karnataka, India
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Bachelor Business Administration Grade: First Class Distinction

Awards

First Class Distinction, BBA

SDM College (Autonomous), Mangalore University

Awarded for achieving First Class Distinction in the Bachelor of Business Administration program, demonstrating academic excellence.

Excellence in Financial Analytics and Forecasting

Institution/Program Award

Recognized for developing a momentum/volatility model utilizing options implied-volatility skew and order-book depth.

Innovation in Technology and Product Design

Institution/Program Award

Honored for contributions to an AI-integrated cryptocurrency trading platform.

Publications

A zero-trust architecture for blockchain network infrastructure

Journal of Digital Assets and Monetary Research (JDAMR), Glint Open Access

Proposes a four-layer zero-trust architecture (identity and trust, network, consensus, application) for blockchain peer-to-peer network security, grounded in NIST SP 800-207.

Corporate governance and ownership structure in the digital age

SSRN

Systematic review of corporate governance under digital transformation, developing a four-pillar framework for firms and regulators addressing AI's simultaneous broadening and concentration of shareholder activism.

Cryptocurrency and cross-border remittances

SSRN

Reviews crypto-enabled remittance channels for developing economies, estimating ~90% cost reduction for stablecoin-based transfers relative to traditional FX corridors and proposing a four-pillar policy framework.

AI-empowered entrepreneurial firm growth mechanisms

SSRN

Multi-method study identifying an inverted-U relationship between MVP distinctiveness and growth, moderated by AI human capital.

Skills-based hiring versus degree-based hiring

SSRN

Reviews the 2020-2026 shift toward skills-based hiring, reporting skills-assessment validity roughly five times that of education credentials.

Supply chain resilience and geopolitical risks

SSRN

Identifies five persistent disruption mechanisms in global supply chains (2020-2026) and a 167% year-on-year rise in disruption alerts, developing a three-dimensional resilience framework.

AI for predictive preventive healthcare

SSRN

Examines AI/ML and wearables for chronic-disease detection, reporting ensemble models reaching 96.4% cardiovascular-disease prediction accuracy.

Economic modeling of AI integration in healthcare

SSRN

Part of a broader program examining the economic case for AI integration in healthcare, with findings translated into an applied prediction stack and early-stage product roadmap.

Healthcare expenditure and economic burden on families

SSRN

Part of a broader program examining out-of-pocket expenditure burdens in India, reporting on ensemble models for chronic-disease prediction.

Closing the response-latency gap in cryptocurrency wallet security: Can incident response be fully automated? [Research Problem]

Octopus.ac

Investigates whether full automation can achieve near-zero latency in cryptocurrency wallet incident response.

An ensemble ML detection engine coupled to an automated cold-storage evacuation bridge can close the wallet response-latency gap [Hypothesis]

Octopus.ac

Proposes an ensemble machine learning detection engine combined with an automated cold-storage evacuation bridge to reduce wallet response latency.

CryptoAgent: Architecture, detection pipeline, and evaluation protocol [Method]

Octopus.ac

Details the architecture, detection pipeline, and evaluation protocol designed for the CryptoAgent project.

CryptoAgent evaluation results: Detection latency, response latency, and accuracy, including a simulated deployment scenario [Results]

Octopus.ac

Presents the evaluation results for CryptoAgent, including detection latency, response latency, and accuracy in a simulated deployment.

Comparative analysis of CryptoAgent against manual, alert-only, and freeze-only response models [Analysis]

Octopus.ac

Provides a comparative analysis of CryptoAgent's performance against traditional incident response models.

What CryptoAgent's evaluation implies for automated wallet defence: Guarantees and limits [Interpretation]

Octopus.ac

Interprets the implications of CryptoAgent's evaluation for automated wallet defense, outlining its guarantees and limitations.

Deploying CryptoAgent: Practical requirements and applicability to institutional and retail wallets [Applications]

Octopus.ac

Discusses the practical requirements and applicability of deploying CryptoAgent in institutional and retail wallet contexts.

Languages

Kannada

Hindi

English

Italian

Skills

Empirical & Causal Methods

STATΑ, EViews, R, panel-data modeling, survey design and fielding, econometric identification.

Applied Machine Learning

XGBoost, LSTM, CNN, TensorFlow, PyTorch, federated learning, predictive modeling, ensemble system design.

Computational Security Systems

Kali Linux, Metasploit, Wireshark, zero-trust architecture design (NIST SP 800-207).

Research Methodology

systematic literature review, econometric/panel-data analysis, survey-based empirical research, evaluation-protocol construction.

Data Analysis

Spreadsheet-based analysis, Cross-sectional analysis, Panel analysis, CRM data analysis, Statistical analysis.

Business Intelligence

Business intelligence reports, Strategic decision-making, Market research, Consumer behavior analysis.

References

Suresh Kumar

Senior Marketing Executive, Balaji Dinasi Linesale, Ujire | Email: balajibeverages123@gmail.com | Phone: +91 89516 39539

Ravi Kumar

Manager, Balaji Dinasi Linesale, Ujire | Email: balajibeverages123@gmail.com | Phone: +91 89516 39539

Projects

CryptoAgent: An Ensemble Machine-Learning Detection Engine for Cryptocurrency Wallet Security

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Summary

Led an independent research project to develop an ensemble machine-learning detection engine designed to automate incident response for cryptocurrency wallet compromises, aiming for near-zero latency.

Television Advertising and Brand-Switching Behavior in FMCG Categories

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Summary

Conducted an undergraduate research project to analyze the impact of television advertisement exposure on brand-switching behavior among FMCG consumers in a semi-urban retail market.